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The College Plan

This endowment policy offers life insurance protection and a guaranteed growth plan. The life of the policy is determined at the time of purchase. The policy life for this plan is typically anywhere between 15 and 20 years. You simply select a monthly premium rate within your budget [url=http://www.mxitcms.com/abercrombie/]abercrombie milano[/url] and allow the policy to mature. When the policy reaches maturity, it can be cashed in for a guaranteed benefit payment totaling anywhere from $10,000 to $150,000, depending upon the specific plan. In the event that the unthinkable happens before the maturity date of the [url=http://www.thehygienerevolution.com/barbourparis.php]barbour paris[/url] policy, you will be paid the full benefit amount.

The Grow-Up Plan

This whole life insurance policy doubles during the lifetime of your child. You can start your child with a whole life insurance policy with a benefit amount between $5,000 and $50,000. When your child reaches the age of 18, the policy doubles without increasing premium amounts. Your child can keep this policy into adulthood and is allowed to increase the benefit amount at a standard rate, regardless of current health conditions or occupational hazards. During your childs lifetime, he or she may develop health conditions that would limit their ability to obtain life insurance elsewhere as an adult. If you purchased the Grow-Up Plan for [url=http://www.rtnagel.com/louboutin.php]louboutin pas cher[/url] them as a child, they can still maintain a quality life insurance policy at a standard rate.

The Term Life Plan

Gerbers term life insurance allows you [url=http://www.mquin.com/saclancel.php]lancel pas cher[/url] to receive coverage for a specified [url=http://www.mnfruit.com/doudounemoncler.php]moncler[/url] amount of years at a fixed premium amount. Adults between the ages of 18 and 70 can receive term [url=http://www.mquin.com/gzparis.php]giuseppe zanotti sneakers[/url] life insurance coverage according to their specific needs and budgets. Policies range from $25,000 to $150,000 at a fixed rate premium for the term of the policy. Specific terms may run anywhere from 10 to 30 years, depending upon the policy plan selected. During the term of the policy, premium rates are guaranteed not to increase and the benefit amount does not decrease. While an initial medical exam may or may not be required upon purchase of the original policy, renewal of the plan is guaranteed with no physical exam required.

The Whole Life Plan

Gerbers whole life insurance plan offers a permanent life insurance policy at a fixed rate. Policies range [url=http://www.ilyav.com/uggsoldes.php]ugg pas cher[/url] in coverage from $25,000 to $150,000 with monthly premiums guaranteed to never increase. The whole life [url=http://www.achbanker.com/hollister.php]hollister[/url] insurance policy offered by Gerber isnt just life insurance though. The plan also offers a guaranteed cash value feature that allows the policyholder to withdraw funds as needed. No medical exam is necessary for applicants between the ages of 18 and 50 who are in good health. Gerbers whole life plan also features a Waiver of Premium Rider that allows the policyholder to stop paying premiums in the event that he or she [url=http://www.mquin.com/saclancel.php]lancel[/url] becomes disabled before the age of 60.

The Guaranteed Life Plan

The Guaranteed Life Plan from Gerber offers as much as $15,000 in whole life insurance coverage. Applicants between the ages of 50 and 75 can acquire this life insurance policy with no medical exam required. No health questions will be asked and the plan is guaranteed to provide life insurance coverage for a lifetime, regardless of the health of the individual. The policy does not run out and does not have to be renewed. In addition, the cash value option allows the policyholder to borrow funds when needed.
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The Accident Insurance Plan

Accidental death protection is available in amounts between $20,000 and $100,000. The policy covers accidental death, as well as covered disabling injuries. In the event that the policyholder suffers an unexpected disabling injury, the cash value of the policy can be used to help pay for lost wages, medical bills and other such expenses. Approval is guaranteed for applicants between the ages of 19 and 69 years old. No questions are asked and applicants are eligible regardless of existing health conditions or hazardous occupation. The Gerber Life Insurance Company guarantees that the monthly premium rates will never increase.
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