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This is however far from being the truth, as most people live up to their income and sometimes the one who should have more savings in [link widoczny dla zalogowanych] fact has less than his poorer paid friend.
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The human [link widoczny dla zalogowanych] race has many aspects that they all share, and one aspect that many in fact do share is the fact that they simply spend too much money that amounts to more than they can afford.
Everyone has a [link widoczny dla zalogowanych] different income band some with much higher incomes than the others, and you [link widoczny dla zalogowanych] would expect that the more one earns, the higher would be [link widoczny dla zalogowanych] his bank balance.
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When they go out for a meal it will be a one course affair at the local Chinese restaurant, and they will shop in one of the economy super markets.
The bottom line is that most people just spend too much and no matter how high the salary the majority of people have little left before pay day.
Both remortgages and secured [link widoczny dla zalogowanych] loans can save a fortune and make evrything financial become much easier.
It is a feature of life that many on all rungs of [link widoczny dla zalogowanych] the salary scale have difficulty managing their finances from time to time.
Their home and their vehicle will have cost more, they will go away for the odd weekend and spend more money socializing
It continues in this way right up to the top of the ladder of salaries.
If some one earns say 30,000 they will live in a small flat, drive [link widoczny dla zalogowanych] a small car and most likely take their holidays not all that far [link widoczny dla zalogowanych] from [link widoczny dla zalogowanych] home in a B and B .
The next rung up the ladder is say the family earning 40,000 or a bit more who will spend possibly more than the poorer paid family even taking the higher earnings into the equation.
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